In order to properly determine whether a mortgage loan modification is appropriate for your situation a variety of factors must be considered. To effectively evaluate your situation the following documents are required.
Required Loan Modification Documents
- 2 most recent complete bank statements including checking and savings accounts
- 2 most recent pay stubs
- 2 most recent state and federal tax returns
- 2-page handwritten hardship letter
- Most recent statements of any investments or retirement accounts
- Copy of deed of trust from each mortgage loan
- Copy of homeowner insurance policy and property tax bills
- Any notices of default or pre-foreclosure
- Copy of Driver’s License
This list is fairly comprehensive. However, depending on your situation more information might be required. Please contact us today to speak with a representative who will guide you through the process of modifying your mortgage loan.
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Monday, April 23, 2018
Additional Loan Modification Resources
Application OptionsWe offer a variety of loan application options, including a Quick Application, a Standard Application, and a 5 Step Application. Click here to get started! |