Refinancing a home mortgage can be a big decision for many homeowners. Your situation and needs change over time so why shouldn’t your mortgage? Now might be the right time for you to refinance into a lower rate mortgage. You should take the time to consider the following questions to see if refinancing makes sense for you.
It's easy to understand why many people looking for a new home are turning to FHA insured loan programs. Because FHA Loans are insured by the Federal Housing Administration homebuyers have an easier time qualifying for a mortgage. Those who typically benefit most by an FHA loan are first-time home buyers and those who have less than perfect credit.
A USDA Loan is a mortgage loan that is insured by the US Department of Agriculture and available to qualified individuals who are purchasing or refinancing their home loan in an area that is not considered a major metropolitan area by USDA.
Welcome to Southington Mortgage LLC. We offer a broad range of home mortgages including FHA, VA, and CHFA mortgages. We have been in business for 10 years, with over 25 years of experience in finding the best mortgage rates and mortgage loan for our customers. As professional mortgage brokers, we are able to access a wide variety of mortgages through a large network of banking affiliations. We truly have the "customer for life" philosophy and look forward to serving your financial goals. We are committed to superior service for each client, and try to simplify the mortgage process during these difficult times in the lending industry. We welcome the opportunity to work with you.
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